Keep debt if your assets grow faster than the interest rate. Paying it off early means losing compound growth and triggering taxes. Leverage across digital, physical, and credit markets to generate returns that beat what you owe.
And so we never sell the asset, so it continues to compound. I never pay the tax. And then the next question people ask me, Robert, is, well, that's great, Mark, but when would I pay off the debt? My answer is never. The only time you'd ever pay off the debt is if the growth rate was below the cost of the debt. But because we're leveraging digital markets, physical markets, and credit markets, it should always outperform a credit market, just like real estate debt.
