Mark Moss argues that asking how many bitcoins you need to retire misses the real problem. You can't just swap mutual funds for Bitcoin and expect it to work. Without a system generating cash flow, holding Bitcoin alone won't fund your retirement.
How much Bitcoin do I need to retire? Do I need 10 Bitcoin? Will 1 Bitcoin be enough? 6.15 Bitcoin? But the problem with that question is it assumes that you're going to have to sell your Bitcoin in order to live. So what would the valuation of that Bitcoin be by the time I'm ready to retire? And will it be enough to fund my lifestyle? And I cross my fingers and I hope that I die before I run out of money. The problem is that what you did is you just swapped the asset. Instead of a mutual fund, you got Bitcoin. You got the right asset, but it's the wrong system.
