Banks Are About to Switch to XRP (Here's Why)

Right, welcome back to the channel. Today we will be talking about some of the secret keys to XRP's price appreciation. We're going to talk about do they even need to use XRP in 2026, what is going on with this coin, what is going on with this market, and who is Evernorth, because you guys need to pay attention to Evernorth. So drop a like, let's get straight into it here, let's not waste any more time. Bitcoin 70,648. A quick update on XRP, $1.44. Now I mean, look at the shape of that chart, man. That's crazy. $1.44, so almost $1.50. Again, if we take a look at the chart, you'll see this kind of resistance right here, uh, these, you know, lots of touches actually there. Um, that is currently— we are working on flipping that as support. So hopefully from here we bounce back up. Hopefully right now what we're seeing 1.43 is the lowest we're gonna go because I do see a lot of resistance right there with the wicks. The wicks meaning the price was pushed up in that time frame but did not stay above it, meaning that was a zone of resistance. So hopefully we go back up. Now there's some crazy people tweeting, there's some crazy things being tweeted. Um, the main thing I'm recognizing right now is that The XRP elites, the people around the roundtables, the marketing people, the people at Evernorth who hold hundreds of millions of dollars of XRP, they are recognizing that the sentiment is low. The sentiment in the XRP community is very negative. And then the larger crypto bubble right now obviously is very negative. When stuff gets negative, they start putting out the bullishness. Okay, that's how it always works. Because remember, in order for XRP to go up, they need to brainwash you that to believe in future price predictions. That is a main staple in crypto marketing, is to make sure that everyone believes that their bags are going higher. Now I want to say this right now, I am writing a book. I have actually completed writing my own book. I'm going to expose the ISO 20022 psyop, uh, because it was a psychological operation. I'm going to expose every single lie about XRP, um, and every single lie, scam, and psyop in crypto. So link is in the description. I'm going to put the waitlist there so you know when it launches. You just sign up with your email, you're going to know when it launches. Um, the title will be revealed soon, and the book cover, which is so sick, will be revealed soon. But there's a lot of XRP lies, uh, that I'm gonna expose in there. So watch what they're doing right now. Ashish Birla, who is the CEO at Evernorth— Evernorth being a company that literally freaking holds 473 million XRP tokens— that is a major, major player. Um, they reported $233.7 million in digital asset impairment for 2025. So of course, where their purchases were for Evernorth building this XRP treasury company, where their purchases were, it's way down from there. So they must be feeling the heat. But come on, man, they believe in XRP. They believe in a $5 XRP guaranteed they believe in a, in a $10 XRP. They believe in all of those big targets, um, because they're literally putting their money where their mouth is. That's what a lot of people don't do on the internet. They don't put their money where their mouth is. These guys are putting hundreds of millions in here. So Ashish is coming out the gate with some interesting commentary and, uh, questions here. So he says A commentary I've heard within the XRP community this month. So they're analyzing what's being said this month is some version of why is XRP's price dislodged from the adoption metrics? Okay. Why is the price dislodged from the adoption metrics? Now, what metrics is he talking about? I'm very I'm very curious what metrics you're actually talking about. There's obviously adoption with institutions, there's adoption with banks. Ripple's getting lots of partners, but our TVL is still under $50 million. Um, you know, DEX volume not too bad, but we don't have great insane traction like Solana does, right? User traction. Um, and I believe one day we will when it gets easier. Because the truth of the matter is XRP is, is literally the second most popular crypto asset in my opinion. It's Bitcoin, ETH. Actually, maybe it's like fourth. Bitcoin, ETH, Solana, XRP. That's what everyone knows. So why is it dislodged? Now here's why he thinks the price isn't— this is dislodged right now. XRP is not yet at— or sorry, XRP is not yet a liquidity bridge at scale. The version of XRP that we believe could drive sustained utility demand is when banks and businesses leverage it as working capital. Working capital. We see signals that institutional use is growing, just not as fast as the traffic from everyday people. That's because we are early. We are early. The institutions have to wait for things like the Clarity Act, crypto market structure bill. The recent SEC reclassification of what a digital commodity is. So this is not investment advice or a price prediction, but I know which set of data— excuse me— we focus on at Evernorth. They are focusing on XRP daily ledger transactions, which are nearing 3 million per day as of this week, up from 1 million per day in 2025. So triple Here's my issue. Here is my issue. Vet, uh, who's one of my favorite XRP accounts, he says XRP used by market makers as a bridge asset to facilitate, facilitate liquidity for the long tail is what I'm looking at here. More high-quality assets and liquidity to allow bigger trades for institutions would be an interesting lever. Now look at this. Right, he's showing the auto bridging. This is the auto bridging, a visualization of the auto bridging. So as you can see on the left, there's a column there and it's all of certain coins like Ripple stablecoin, some kind of Europe coin, USDC. You've got Solo, you've got Fuzzy, all these different things. Shout out to the Fuzzy people. But you can see the currencies going into XRP and immediately bouncing out to where they were supposed to be bridged to, right? This is auto bridging. Now what the heck is the point of this in terms of price increase? I care about price increase. So right here, all I see is a volume accrual mechanism. This is just going to create more volume because let's say I have 10,000 RLUSD, technically with the bridge transaction, it goes into XRP for a quick second and then goes out. So the volume number would increase by 10,000, actually 20,000, because you have a buy transaction of XRP and you have a sell transaction technically of XRP. So a buy and a disposal. So your $10K buy is $10K volume, and once it exits the asset, it's another boost of $10K, uh, volume. There is no price increase there. Here's the thing though, if we get to— like, it all hinges on these big ifs. If we get to a point where hundreds and hundreds and hundreds of millions of dollars have to be moved through XRP, someone— there has to be enough coins to facilitate that value. There has to be enough coins to facilitate that value. And unfortunately, we're dealing with a supply of 100 billion. This can either be the greatest thing or the worst thing. Okay. Because right now, you know, if every coin is $1, for example, and I want to send $100 billion, which we know is not actually— let's say the circulating supply, I want to send $61 billion. I want to send $61 billion. If XRP is $1, I literally have to own every single XRP in order to send that value, basically, right? It would— that— it would be valued like that. So, and you'd have to make that purchase of XRP. So in order to send more value, the price needs to be higher. With the supply we have. Okay, and remember, technically you can have, uh, the drops, right? The drops of XRP, uh, like I believe it's 1 million drops or something crazy inside of one XRP. So you can obviously have portions of XRP, and that would be the most amazing spot for us to get in, is where people are using portions of XRP. Just like with Bitcoin right now, you have to buy like 0.006 of a Bitcoin, but that's because Bitcoin has 21 million supply. We're dealing with an asset that has 100 billion, right? So maybe one day we get there, who knows. So, you know, this was interesting. There's a lot of different replies, right? Like I think even I replied to it here. Uh, where is it? Hold on, where's my— I don't know where my reply is, but oh, I replied over here. So I said it immediately bounces out of XRP though, so that's just a volume increase then. It has nothing to do with price. Someone right here says wrong frame. We're always framing stuff, right? We always gotta— we always gotta take what is there and then we gotta frame it in a certain way in the XRP community. It gets sold after does not mean no price impact. If XRP is the bridge, someone still has to hold inventory to make that routing possible. At scale, utility can drive demand for XRP liquidity, not just volume. That's what they want us to believe for sure. That is what they want us to believe. Now, um, Ashish, right here This is the switch flip moment, okay? We're gonna watch this, it's 2 minutes and 20 seconds. I highly encourage you to watch this with me because this dude is getting on here and spitting facts. Here we go.

So some of you guys may know that we have a great customer out of the UK called MercuryFX, a really innovative payment provider. And what was interesting is like how they send money today using the antiquated wire system. This is called an FTP server. They actually drop files into an FTP server. It takes 3 to 5 days to process and finally gets over to the destination.

Clunky and freaking slow and outdated. It's an— there's an obvious update coming, and this is the switch flip. Here we go.

Capital— that's why you have that lock— is locked up there because they actually need to have the pesos in Mexico before the payment is triggered. This takes months to set up, it takes days to send, it's cumbersome, it's not innovative, it's antiquated. So I'm going to tell you a little bit about how our products Xvia, XRapid, and Xcurrent work.

Imagine if an email took 3 to 5 days to process your email. How stupid is that? So why can we send information that fast but we can't send money that fast? Because they built the system on some garbage and they haven't updated it. And they're waiting because the financial system is the number one biggest control mechanism. It is why every single one of you guys had to get up and get in your car and commute to a job that you possibly hate. It's, it's the moon. It controls the tides. The moony, the moony, right? It controls the water. It controls the liquidity. It controls the banks, the riverbanks, the income streams. We know it, right? Don't even, don't even think for a second I've given up on the, uh, the decoding there. So the moony, the money, controls the tides of everybody. It controls everything. It controls whether you can harvest your crops or not. Okay. So the reason it's been so slow to update this financial system is because of this.

Yeah. Xrapid and Xfern work together to improve the payment experience. Xvia allows you to use one standard connection to get you all the benefits of RippleNet and our products. So, you know, the base case is, you know, without Xrapid, they would use Xcurrent and they would get rid of the need for the FTP server and the 3-day wait to process the files. They would use a modern API and connectivity into the destination. They still have to use— they still have to have capital trapped in Mexico via pesos in a Nostro account, but they get some of the benefits of faster—

There's that Nostro, Voestro, uh, Nostro account, you know, mentioned right there. That's the big boy.

—of the benefits of faster processing and modern APIs. The magic is where XRapid is available, Mexico for example, they can then add on XRapid and move money on demand using XRP into Mexico and payout instantly. US dollars through one of our partners, for example, Bittrex, deposited and converted into XRP. XRP is then moved into Mexico. XRP is then moved, for example, Bittrex, deposited and converted into XRP. XRP is then moved into Mexico via Bitso, another XRP partner, converted into Mexican pesos, and then paid out via one of our Xcurrent payout partners located in Mexico. They get all this with one standard connection. They get reach wherever Xcurrent is available in Mexico, whether that be a bank, a cash payout provider, or in the future, innovative mobile wallet. So that in a nutshell is how these three products work together to make an antiquated experience a revolutionary one and a great experience for MercuryFX and their customers.

Now here's the one issue. Okay, that's all great, but how the heck are you going to get banks to trust this right here and countries to trust this? Who the heck is Bittrex? Who the heck is Bitso? I know who they are, but these banks don't care. And that is a risk. Every new name that you add in the equation is a new risk to them, right? They've— and these both have the word bit in them, right? These both have the word bit, which like companies naming themselves with bit like Bittrex, Bitget, Bitso. It just yells scam. It just screams scam. So this, in my opinion, is going to be a hard thing to— obviously these partners are going to be under the surface of xRapid and wrapped into xRapid. So when Ripple approaches a bank or whoever, whatever partner, they just say you're using xRapid, but it is being routed through these certain things. So this, I mean, this is still— someone has to get USD into Bittrex, then Bittrex has to trade it for XRP, and then it somehow gets to Bitso, and XRP gets then converted into MXN, and then boom, it's out the other side. So I mean, it's pretty good. It's pretty good. I don't know how— I don't know how they're gonna do this. And you know, they're— they're calling upon Ashish to get out here and, and put the, put the, you know, get the whiteboard out, get the colors out, get the little markers out, get your good camera, you know, post it on the Evernorth Twitter, post it on your personal Twitter. He's disconnected from, um, is he disconnected? Hold on, Ashish right here. Yes, uh, he is disconnected. So if I go like this with Grok, right, Uh, did this guy— or, or no, what was his previous position at Ripple? Okay, it might even just give me it. It might even just give me it. Let's see if I can just do this. So this guy, um, is now just the CEO of, of Ether— of Evernorth. Okay, and this is a digital asset treasury. He's alumni Okay. Wow. Grok sucks. Oh, he previously served on Ripple's board of directors. Okay. Grok sucks, though. Wow. That was way too long. So Ashish, he disconnected himself from Ripple, right? So that he can speak in this way and build Evernorth into this huge behemoth. Right. The first largest or sorry, the largest public XRP treasury company. Now, to end this video off, Okay, couple little things I want you to read. This Ripple sells XRP, Ethereum Foundation sells ETH, Solana Foundation sells Solana. Every foundation does it. TRX, Tron Foundation, they sell Tron. HBAR Foundation, they sell HBAR. So this, this immediately shuts down all of the stupid arguments about Ripple dumping. Uh, right here we have, um, CurseDops Um, I'm gonna follow him actually. We're not stopping with XRP. Bitcoin is next on Flare and DeFi. So they are not stopping with XRP, uh, just to let you know. With Flare, uh, Solana is chirping at XRP right here. This girl's crying or something because of the Solana Foundation, and they say, you know, go to XRP. We hear the XRP is nice this year. It's nice. Okay, final thing is a nail in the coffin right here. Nail in the coffin. We've got the beautiful David Schwartz right here. What a G, absolute G. Um, he is posting something very interesting right here, okay? Super interesting. He says, call me crazy, but I still think crypto prices— actually, you know what I'm actually going to do? I'm going to go to David. Oh, his name is Joel Katz on here. Let me go to here, okay? Uh, still blows my mind that David follows me. I'm very grateful for that. Um, now I actually can't find this tweet recently on here, so hopefully, you know, this is a real tweet. But he says, call me crazy, but I still think crypto prices are mostly rational over the long term. That means nobody can reasonably expect any cryptocurrency to, say, have a 70% chance of doubling in the next year, because if they did the price would have already risen based on that expectation. He— and he says, I'm in the minority in this view. So at the bottom here, I hope you can see this, if people really thought that Bitcoin had a 50% chance of being $500K in the next 2 years, billionaires would buy up Bitcoin until the price was over $100,000 right now. They haven't done that, so they don't believe that. Because billionaires are generally able to deploy at least some capital in a smart, rational way, and not very much of that would be needed to push the price up to $100K, it's almost certainly not possible to rationally think or believe that Bitcoin will do that. Same for every other liquid asset that's easily tradable. So this was his way— I'm telling you— or oops, This was his way of, of saying this about XRP. Okay. This Steph guy right here is tweeting out, you know, he's like, David did not say this. He did not say if investors truly believed in $100 XRP, billionaires would be buying aggressively and they aren't. However, he did say this about Bitcoin and then also made the assumption that that's about every other liquid asset. This is an interesting take, and, and David is always bringing the truth to the XRP table. That's why we cover him so much on this channel, because he does not care about the emotional side of things. He cares about the real side of things, which is what this channel is about. Um, so if you apply this logic to XRP, the Steph guy right here becomes right. Um, you know, if, if, if everyone truly believed it was going to $100, that is the easiest 100x for a billionaire or someone with multi-millions of dollars. That's the easiest 100x. But they're not deploying their capital, right? And he says the price would have already rose, like went up, based on that expectation. So is he saying here that the belief is still low? The belief is still not true. They still don't believe it fully. They're not delusional enough. We're going to end it there. I appreciate all of you for watching. Links in this, in the description, go check them out. Thank you for watching. I appreciate every single one of you. We're going to continue bringing the heat and goodbye.