Michael Chuang presents a car subscription product with preset terms and fast approval. Customers who qualify get a car the same day. The underwriting is straightforward: fit the bucket, get approved internally, drive home.
Instead of paying 120 for the car, the consumer who is non qualified. Right. We do have a pretty stringent credit check. It's a financing product. It's straight out of the box. It seems new and different now, but it's actually far simpler than any type of a finance or loan. Right. Because the terms are already predetermined. If you fit into the underwriting bucket, you get it. This is how much you pay. You know, you can leave with a car today. Credit approval really fast. It happens for us all internally.
