Michael RushReal Estate Broker, Keller Williams Realty DTC · Real Estate Broker at Keller Williams Realty DTC

Veterans and Active Duty Military - You will save thousands by assuming a VA loan

16 Jul 2025 · 1 min

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In this brief promotional video, the speaker addresses veterans and active‑duty service members who are considering buying a home. He advocates using a VA loan assumption, which allows the buyer to take over an existing VA mortgage with low interest rates (typically 2%‑4%). By assuming such a loan, the buyer can save thousands compared to current market rates. The speaker outlines several pathways: a traditional no‑down‑payment VA loan, luxury home purchases with a substantial down payment, and transactions that incorporate equity from a home the buyer is selling. He urges viewers to check listings that feature assumable loans, contact him directly, and take action to secure the savings.

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If you're a veteran looking to buy a home right now, the only way that I would do it is through a VA loan assumption, where you can assume an interest rate in the 2%, 3%, even low 4%, which will save you thousands of dollars compared to the interest rates where they're at now. Whether you're looking for no down payment like a traditional VA loan, there are a bunch of options. Or if you're looking for luxury homes and you have a couple hundred thousand dollars to put down towards that purchase, there are a bunch of options for you as well. Even if you have a house to sell and the equity is wrapped up in that home, we can also do that purchase. Check out these listings that have assumable loans with these low interest rates and reach out to me to figure out how we can take action on this and save you thousands of dollars.