Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

60% of Doctors Don't Invest. 67% Feel Financially Behind

8 Jul 2026 · 1 min

Watch on YouTube

1:20

In this YouTube segment, Dr. Ndubuisi 'Andy' Egwim shares insights from a Financial Health Survey of over 1,500 physicians. The survey reveals that roughly 60% of doctors do not invest in stocks, bonds, or other securities, while more than 70% maintain some savings, often with an emergency fund covering about three months of expenses. About 67% of respondents feel financially behind for their age and worry about being able to retire at a typical age. Dr. Egwim emphasizes that over the long term (10‑30 years) the stock market has historically delivered the highest returns compared to assets like gold or property, making it a crucial tool for closing the financial gap. He advocates for tax‑efficient, long‑term stock investing and promotes his "Scrubs Investing Workshop – 3 Steps to Tax Efficient Investing for Medics," inviting viewers to comment "Scrubs" to receive the workshop link.

Chapters

So, so from what you're saying, Dr. Ndubuisi 'Andy' Egwim, you'd already started investing before you came to the UK. You already had some investment experience. Very minimal. Very minimal, but at least you started doing some, because many doctors I speak to, they had never invested. Like, in our Financial Health Survey, over 1,500 doctors have done that. 60% don't invest in stocks, bonds, or anything at all, but over 70% are saving. Like, over 70% have savings, and a good number have like savings including an emergency fund that can last them 3 months 3 months. And then we saw about 67% or thereabout— can't remember the exact figures— are worried about their financial future. So they're worried that they wouldn't be able to retire at 65 or whatever age it is. 67% were worried and sort of like, um, felt financially behind for their age. So if you pair that with not investing, we all know that over the last century, the stock market has been like the best return in terms of investment. If you look at a long-term period, 10 years, 20 years, 30 years. So in the short while, um, gold or property might do a bit better. So that fear is always there. Scrubs Investing Workshop, 3 Steps to Tax Efficient Investing for Medics. Comment Scrubs, you get the link.