Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

72% of UK Doctors Feel Financially Behind — You Are Not Alone

1 Jun 2026 · 1 min

Watch on YouTube

1:11

In this YouTube monologue, Ndubuisi 'Andy' Egwim addresses doctors and healthcare professionals who feel financially behind despite hard work and high earnings. He cites the Moneywise Doctors Survey, which found that 72% of medical practitioners worry about their financial position relative to their age and 68% fear insufficient retirement savings. Andy explains that the lengthy, demanding training and career path in medicine—often consuming the 20s, 30s, and even 40s—delays wealth accumulation and financial planning. He shares common regrets from doctors who wish they had learned investing and tax strategies earlier, noting that many feel a “quiet panic” and desperation as they realize they may be late to secure their financial future. The talk aims to validate these concerns, highlight systemic causes, and motivate listeners to seek financial education and proactive planning.

Chapters

Do you ever feel financially behind for your age? You've worked incredibly hard, you've done everything right, and yet somehow you still feel like you're running out of time financially. You're not hitting the goals you were hoping to hit. Honestly, you're not alone. In a recent Moneywise Doctors Survey, 72% of medics, doctors and healthcare professionals, said they worried about their financial position relative to their age, and 68% said they sometimes worry that they won't have enough money to retire comfortably in their 60s. Now, doctors saying things like, I wish someone taught me these things a bit earlier, maybe 10 years ago, or after attending some of our investing masterclasses or some of those tax workshops. I hear things like, I wish I learned this 10 or 20 years ago, I'd have been far better off now. Because medicine has a way of delaying your financial life, and that could happen for a lot of people in medicine. You spend years, decades studying, surviving exams, working nights, sacrificing your 20s and your 30s, some people even their 40s. Then one day you wake up, you're 35, you're 40, you're 45 or 50, and you suddenly realize, well, I've earned well, but I still don't actually feel financially secure. And that's where quiet panic starts to set in. I start getting desperate. The fear that maybe I've left it too late.