This content was created by Ndubuisi 'Andy' Egwim. This content was uploaded by Ndubuisi 'Andy' Egwim. This is a YouTube video titled "99% of Investors Fail to Beat the Market" created on October 20, 2025. It features a conversation between Ndubuisi 'Andy' Egwim and another speaker discussing the challenges professional investors face in outperforming average market returns, including high fees and risk management issues.
Chapters
I start looking at financial statements and you know, cash free, what is it called? Looking at like income statement, balance sheet and you know, cash flow statements of companies or doing all those investigations.
99.
Of professional investors. People who do this for a living.
Wearing the nice.
Suits and ties and speaking in a very posh ascent has been in the best schools and use also of computer programs.
99% of them over the last 30 years, even longer have failed to beat.
The average market returns. 99% of them.
I did an article.
To that effect two years ago.
It didn't make me very popular with.
Wealth managers, but you know, my community's doctors, not well managers. So I don't mind a little bit of hate, right?
So 99% of them, even with these are smart people. They're not dumb. And there are reasons for that. Part of that is that they charge a fee. They charge fees that could be quite high and impact your returns. Two, when the markets are down, sometimes they forced to.
Sell because people want to draw out money. Because they panic and they want their money.
They haven't got permanent.
Capital to invest.
Three, it might be that they wouldn't take like they are going against the average market. But they will not take proper risk.
Because investing need to take risk where is important. If you are a fund manager, you're not just buying the whole market.