Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

Diversify Your Investments: Beyond the S&P 500 #shorts

10 Jun 2026 · 1 min

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1:13

In this short video, Ndubuisi 'Andy' Egwim explains why investing solely in single‑country indices like the FTSE 100 or the S&P 500 leaves investors exposed to geographic concentration risk. He compares the FTSE 100 (UK‑focused), the S&P 500 (U.S.‑focused), and broader global indices such as MSCI World and FTSE All‑World, highlighting that the latter span thousands of companies across both developed and emerging markets. By illustrating that even large U.S. indices miss major firms like Taiwan Semiconductor, Andy argues that broader, multi‑country exposure reduces reliance on any one country, sector, or company, thereby lowering overall portfolio risk while maintaining simplicity.

Chapters

You're making a concentrated bet by doing that investment. Next, look at things like FTSE 100, largest UK listed companies, the top 100 banks, oil, pharmaceuticals, consumer goods, but still limited to one country, one market. It's more diversified than individual shares but still relatively concentrated by location or geographical location. S&P 500, the top 500 companies, the top largest companies in the US, is broader, more diversified, but still just one geographical location, one country. So many people think S&P 500 is the world. Yeah, It's quite large, it's a big part of the world market, but it's still limited. You know, it's America, but it doesn't have massive companies like Taiwan Semiconductors. Yes, America is a big country and it's powerful, but it's still one country. Then there's MSCI World. Now you're investing across multiple developing and developed countries. There are thousands of countries. They're like FTSE All-World. They are now looking like a broader perspective. The FTSE All-World looks at both developed markets, emerging markets, There are thousands of companies you can buy with one purchase. Maximum simplicity, usually like large and medium-sized companies, but it's broad. Now, the less dependent you, you become on one single country or one sector, one company, the more diversified, the less risk.