Andy Egwim walks through the documents you need for a mortgage application: utility bills, proof of ID, bank statements, credit report, and visa documentation if you're an expatriate. Applications come as online forms, paper, or fillable PDFs. Stay organized and follow your advisor's instructions to avoid delays.
May 28, 2024
Tier 2 visa
Now the next will be gathering the essential paperwork. So if you're going to need your utility bills, you're going to need proof of id, you're going to need your bank statements, you're going to need your credit score, rather credit report, getting all those things in order. And if you're on a visa or if you're on a Tier 2 visa, for instance, you're an expatriate or international medical graduate, making sure that your visa is also ready is all part of the documents. Now if you've got all that in place, the mortgage advice might help you to through the application. And the application in itself might be online. It could be a paper form, most applications are done online these days or it might even be a PDF for you to fill out, depending on the lender and what they require. But it's really important to stay organized and follow the advisor's guidance step by step to ensure a smooth application. You don't want headaches, you don't want to think you submitted a document and most likely asking for it.
