Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

Investing for doctors: Why asset allocation is crucial

16 Jun 2024 · 1 min

Watch on YouTube

0:54

A short YouTube talk by Ndubuisi 'Andy' Egwim on personal investing for doctors that stresses disciplined asset allocation and position sizing. The speaker gives a rule-of-thumb cap for individual-stock exposure (typically 10–15% of a portfolio, up to ~20% with very high conviction), shares specific outcomes from holdings like Meta and Google (Google cited as +33%), notes a loss/slow recovery in Alibaba, and reports an overall 2021 return of about 76%.

Questions this video answers

10–15% of the portfolio (maximum); up to ~20% in cases of very high conviction.

33%.

About 76%.

Chapters

When I'm taking a position in any particular company, I take a position that if that company goes to zero, I'm not going to become homeless, I'm not going to lose my son's inheritance. So allocation is important. So I tend to do 10 to 15% maximum in any single stock. If I had very, very high conviction like Meta, and I thought, oh, this stock is really, really doing good, the market is missing it, I'm going to go ahead and put maybe the 15% or might even get to 20%. Of course this can also go wrong. I've had company like Alibaba which I invested in Baba when everyone Alibaba was going to go down, they had problems with the Chinese government. And till now I don't think I've recovered my full investment in Alibaba. But overall picture, if you think about my Meta investment, my Google investment, which returned 33%, if you look at Alibaba, look at other investment overall, that's what generated. I didn't share my 2021 returns. That was about 76% because of Covid.