Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

"Just Buy an Index Fund" — Easy to Say, Impossible to Do When There Are 870 of Them

1 Jul 2026 · 1 min

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In this short monologue, Ndubuisi 'Andy' Egwim addresses doctors and other medical professionals who are repeatedly told to "just buy an index fund" as a simple investment solution. He points out that while the advice sounds straightforward, the reality is overwhelming: investment platforms list hundreds of index options (e.g., S&P 500, FTSE 100, NASDAQ 100, MSCI World, FTSE All‑World) with variations such as accumulation vs. distribution and differing total expense ratios (TER). This choice overload leads many medics to procrastinate, causing them to miss out on the power of compound interest. Andy then promotes his "Scrubs Investing Workshop: 3 Steps to Tax‑Efficient Investing for Medics," inviting viewers to comment "Scrubs" to receive the workshop link.

Chapters

Because here's what most doctors run into. Everyone says the same thing, just buy an index fund, just buy an index fund. There's a 17-year-old millionaire on TikTok, he says it. The guy standing in front of Lamborghini on Instagram says, oh, just go ahead and buy an index fund. Your colleague on WhatsApp also says the same thing. It sounds simple until you open an investment platform, you discover 870 options. S&P 500, FTSE 100, NASDAQ 100, MSCI World, FTSE All-World. You see accumulation, distribution, TER, ETF. Suddenly you're not sure what to do, so you tell yourself you go back to you later. And before you know it, several months pass, maybe a couple more years, and you miss the gift of compound interest. Scrubs Investing Workshop: 3 Steps to Tax Efficient Investing for Medics. Comment Scrubs, you get the link.