Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

Life Insurance and NHS Pension Breaks

21 Jan 2025 · 0 min

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A short transcript of a conversation led by Ndubuisi 'Andy' Egwim addressing two practical topics for international medical graduates (IMGs): the importance of life insurance for IMG doctors with families/dependents, and how breaks in NHS employment (e.g., working in the Channel Islands) affect NHS pension entitlements — the latter requires a specific calculation by the individual with pension administration.

Questions this video answers

IMG doctors who have a family or dependents.

It requires a specific calculation for the individual made with their pension administration.

And also you can use it to pay your life insurance. That's another thing that is important if you're an IMG doctor. If you have a family, you have dependent, you definitely need a life insurance so that no matter what happens, then your family is provided for. Okay, next.
So here we have a question from Rajesh. How does break in employment in NHS such, such as working in another place like, like Channel Islands for a few years and then coming back to the interest, affect the pension?
Okay, so that would require a specific calculation for yourself if you wanted to work out what would be your pension? Basically settlement that will require specific calculation with yourself and your pension administration.