Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

S&P 500 Outperform 90% of Investors

1 Sept 2025 · 1 min

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1:04

Speaker Ndubuisi 'Andy' Egwim explains passive investing using the S&P 500: buy the index (top 500 US companies) and use regular purchases (e.g., monthly direct debit/dollar-cost averaging). He claims that this passive approach will outperform "90% of active people" based on past data over the last 8 years, and references an article he wrote (working title: "can you really beat professionals and investing?"). The clip emphasizes focusing on what moves the needle and having a clear plan/strategy.

Questions this video answers

"You will outperform 90% of active people."

"based on past data over the last 8 years."

He references an article titled (working title) "can you really beat professionals and investing?"

Chapters

So S&P 500 is like a group of stocks, A basket of stocks. Yeah. Saying I said I don't know which stock would do well. So what I'm going to do, I'm just going to buy the 500 of the top biggest. Not saying that's what you should do, but it's passive investing. Top 500 companies in the US and I'm not going to do anything. I'm just going to buy it. Maybe every month I set up direct debit and it buys some of it at a fixed amount. You will outperform 90% of active people wearing tie, using computer algorithms, doing different things, keeping up with financial times. You will outperform 90% of them if you just do this passive approach. I don't know if you outperform them in 2025. I'm talking based on past data over the last 8 years. S&P 500. The data is out there. I've written an article about it titled can you really beat professionals and investing? Or something like that. Most financial advice and wealth managers don't last it, but the data is there. We are in Thai. I haven't won one for a while, so. So basically you want to focus on what really moves the needle. And for that I need a plan. If you have a clear plan, you have a strategy.