Stock Market Investing Outperform 90% of Fund Managers!

Lots of people. If you invest in a stock market index like S&P 500, going by data from the last 40 years, you are going to outperform 90% of active fund managers. The fund manager will not take type of risk I might take because they don't want to lose people's pension. And at the same time they might also sell things because they think is well, it's not popular anymore and people are actually disturbing them about it. Like if you are 65, you're about to retire 60. I wouldn't be suggesting that you take 80% of your investable assets and put it in stocks because then even if you have risk tolerance, what we call mind in Nigeria where I come from, even if you have risk tolerance, you might not have the risk capacity because here there's teenage, this 35 years old healthy guy is a JP and there is you. You're 60 year old, you're about to retire. Even if you have the risk tolerance, if you blow up, right, if there's a market crash, you might not have the opportunity to recover. But Chinedu has risk capacity meaning that if the stock market goes down, he has another 20 years to wait for it, continue working, continue investing. And that's actually what has helped people like us to actually leave My salary job two years ago, part of it is because I was fortunate to be poor enough to learn to start early. I started at 19, I didn't have very much. I really needed to learn fast.