This content was created by Ndubuisi 'Andy' Egwim. This content was uploaded by Ndubuisi 'Andy' Egwim. This is a YouTube video titled "Stop Haphazard Investing — Build a System That Works" featuring Ndubuisi 'Andy' Egwim discussing the importance of intentional and systematic investing, recorded on August 14, 2025.
Where you start is when you start, the next thing you need to start is now to be intentional. Because if you started investing properly in your 30s or you know what you're doing, you're focusing even though you've missed the earlier period, but then you can now utilize what you have, which is an income, and then you can be systematic about it. Because most people do this half hazard investing. They read something, they buy £100, £200. So they're not focused, they don't have a system. They're not sort of like taking a percentage of their income and investing it and making sure that it's compounding. And even if you adjust Compound S&P 500 returned 25% last year and not every year is 25%, some years is like 8%, some years like, but average 8 to 9%. Even if you are in a global fund like all world index and you are compounding 78% regularly, you'll still be fine long term. And then if you did someone like me, I've got like stock portfolio returning 87% some years, 78% some years, because I'm obviously exposed to more risk.
