Stop Investing Wrong — Use Your ISA First

Now taking it a bit further. Bonds. Now, whether you are buying shares, stock and shares, individual stock and shares like I do, or index funds like Nedu does, who spoke earlier on, or you just want to buy bonds, basically because these are all investable assets, you can do all of that through your stock and shares. Isa. So that will be tax free. It's not the only instrument you can use to invest. Remember, most investing platforms will start with offering you a general investment account. They'll just say invest. If you click that stuff, I start investing without using your stock and shares. Isa. You might be sad even when you make money because you know that you could have avoided that 2024 tax. So you want to make sure that you've utilized all your ISA allowance for the year, which is how much in a year taxes. Somebody help me. £20,000.