Ndubuisi 'Andy' Egwim says procrastination and weak systems, not motivation, cost you opportunities. He tells the story of an EIE consultant who hit savings targets in January and February, then derailed by March when an HMRC letter arrived in April, showing why you need systems that survive real life.
Fact, it often leads to things like procrastination, delays, missed opportunities. Let me share a quick story up here. In January last year, an EIE consultant who just joined the money doctor community, she told me she'd set a monthly target to save some money coming to save some money that she can start investing for her future. But did it work? January, smooth sailing. February, still on track. But by March, a big deal throughout. By April, HMRC letter and everything fell apart. Our problem wasn't motivation, it was just a lack of a system.
