Dr. Ndubuisi 'Andy' Egwim, a 21-year investor and former salaried NHS GP who authored 'The Money Wise Doctor', introduces a beginner-friendly investing roadmap for 2026. He argues the biggest investing risk is not market crashes but never starting or starting the wrong way, and promises to explain investing plainly, give a simple strategy he'd use if starting today, and address common beginner fears.
Now here's the uncomfortable truth. The biggest risk in investing is not a market crash. If you've ever thought, I know I should be investing, but I don't know where to start or what if I lose all my money? Then this video is for you. If you've Never met, I'm Dr. Andre Gwim, investor for 21 years, former salaried NHS GP. And investing was one of the tools that helped me hit my financial freedom goals and leave my salary draw three years ago. I've now taught over 1500 NHS professionals through money wise doctor and I also wrote the Amazon bestseller on investing, retirement planning and personal finance, the book called the Money Wise Doctor. So it ranked also in money management. Now here's the uncomfortable truth. The biggest risk in investing is not a market crash. I've lived through three market crashes. The biggest risk is never starting at all or starting the wrong way. Because most people don't lose money by being reckless. They lose money by doing nothing or by buying the wrong thing in the wrong account for the wrong goal. Now, so today I'm going to give you a clean beginner friendly roadmap for investing in 2026 and beyond. We'll cover what investing actually is without the jargon and nonsense, the simple strategy I would use if I was starting again today and the biggest fears beginners have and how to overcome them.
