The Hidden Trap After Every Pay Rise
7 Nov 2025 · 0 min
0:16
Ndubuisi Egwim warns that lifestyle creep kills wealth: when you get a raise, your spending rises to match it. Keep your lifestyle the same and invest the extra money instead.
Ndubuisi Egwim warns that lifestyle creep kills wealth: when you get a raise, your spending rises to match it. Keep your lifestyle the same and invest the extra money instead.
Every time you get a new job and a pay rise, your lifestyle seems to catch up with it. That's not wisdom, that's lifestyle creep. You need to create a gap between your new rise in income and your current lifestyle or you'll never be able to save or invest for your future. Just stay at the same lifestyle while you invest the extra money.
The financial playbook everyone has been waiting for is coming. The Money Wise doctor Book. Click on the link below to join the waiting list.
