Ndubuisi Egwim explains what happens to a Junior ISA when your child turns 18: they take full control. He argues stock and shares ISAs beat property and bonds over 10-15 years, though property can win in shorter stretches.
Because when your children turn 18, they take control of the Junior ISA. They are in charge of it and they can do whatever they like. You know, if you ask me, I've got kids now as well. I think I prefer stock and shares. ISIS by far, because stock market beats property. If you're looking at five years, property might do better. But if you're looking at 10 years, 15 years, stock market beats property, beats bonds, beat everything all together. This is not an opinion, this is data that you can find out there. You can go out and look at my website or you can look on Google. Nowadays you can have AI answer some of these questions for you.
