Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

This Concept Changed How a Doctor Thinks About Money — And It Requires Zero Maths

11 May 2026 · 0 min

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Ndubuisi 'Andy' Egwim introduces the money dials, a personal finance framework that focuses on how you handle money rather than how much you earn. The system requires no math and transformed his own finances.

I know it sounds a bit counterintuitive, but I'll explain it in the next few minutes, so just stick around. It's not just about how much you earn, but how you handle your money. This is the essence of the concept of the money dials, which transformed my finances and how I think about spending, and I think it will do the same for you. And it doesn't require any mathematical, you know, calculations.