Ndubuisi 'Andy' EgwimMoney Coach for Medics|Ex-NHS GP|21+ Yrs Investor| Founder, MoneyWiseDoctor.com|Helping Medics Avoid Big Money Mistakes

UK Doctors Fix Your Taxes Before It’s Too Late

25 Mar 2026 · 3 min

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2:39

In this promotional talk Dr. Ndubuisi “Andy” Egwim warns UK‑based doctors that the 2025‑26 tax year is ending in two weeks and many are likely over‑paying thousands of pounds due to common, doctor‑specific tax mistakes. He outlines typical errors such as improper use of ISAs (Cash, Stock‑and‑Shares, Lifetime), falling into the 60 % tax trap, failing to claim legitimate limited‑company expenses, and poorly structured life‑insurance or asset arrangements that create inheritance‑tax risk. Egwim stresses that neither employers, HMRC nor generic accountants usually catch these issues, so doctors must take charge of their own finances. To help, he offers a “Tax X‑ray Challenge”: a two‑hour practical session followed by two weeks of support, covering ISA and pension optimisation, expense claims, limited‑company structuring for locums, and tax‑efficient asset planning. The event is limited to 30 participants, starts at 8 PM on Wednesday, and is positioned as an interactive, hands‑on alternative to webinars. He also promotes a free three‑minute “Doctor Tax Efficiency Scorecard” that diagnoses potential tax leaks and indicates whether the Challenge would be beneficial. Egwim establishes credibility by referencing his book The Moneywise Doctor and a three‑year track record of helping thousands of doctors via his website, noting over 500 doctors on the waiting list for the Challenge.

Chapters

If you're a UK doctor and haven't reviewed your taxes yet this year, this is really important before the tax year ends. You could be overpaying taxes, thousands in taxes, without even knowing it. And in just 2 weeks, the tax year ends and it could be too late to fix because that window closes. Maybe you're not using your ISAs properly, your Lifetime ISA, Cash ISA, Stock and Shares ISA. You're not using it in the right combination. Or maybe you've fallen into the 60% tax trap without even knowing about it. Or you're missing legitimate limited company expenses that could reduce your tax bill. And these are the mistakes that are very common that doctors make every single tax year. Or you might be risking avoidable inheritance tax because your life insurance and assets are not structured properly. Unfortunately, no one is coming to come fix this for us. No one is coming to fix this for you as a doctor, nor your employer, not HMRC. And even accountants can miss these things if they don't specialize in doctors' finances. Look, you have to take charge of your own financial future. That's exactly why I'm running the Tax X-ray Challenge this week. Now, this is not another webinar or lecture. This is actually 2 hours of focused practical work followed by 2 weeks of practical support before the tax year ends. So we'll cover things like getting your ISAs, pensions, and allowances all sorted before April 5th. We even delve into things like claiming every legitimate professional and business expense you entitled to, and this could run into thousands for most doctors. Optimizing how you use your limited company if you're a locum or you do other work that allows you to work through a limited company. Then structuring life insurance and your assets properly for tax efficiency. Look, if we've never met, I'm Dr. Andy Egwim. I'm the author of The Moneywise Doctor, and over the past 3 years we've helped thousands of doctors make smarter financial decisions and avoid costly mistakes from my website, themoneywisedoctor.com. Now, more than 500 doctors have already joined the waiting list for this this Tax X-ray event, but we can only take 30 to keep it practical and interactive. We start by 8 PM on Wednesday. If you'd like to check your tax leaks before the tax year ends, you can take the Doctor Tax Efficiency Scorecard. It's totally for free. It takes about 3 minutes, and it shows you whether you might be missing tax allowances or leaking thousands in taxes without knowing it. At the end, you also see whether the Tax X-ray Challenge would be useful for you. Look, if you want to get it, just comment score and I'll send it to you, or click the link to check it out. Let's not leave money on the table. This tax year, 2 more weeks to go and that window closes.