Ndubuisi Egwim tells UK doctors frustrated by shrinking take-home pay despite earning more that cutting work shouldn't be forced by tax inefficiency. His Doctors Tax X-ray Workshop uses an ABCDE framework to identify hidden tax leaks, offering a third option between working harder or working less.
Working harder without being tax efficient can feel like pouring water into a bucket with holes in it. More income goes in, but somehow far less than what you expected seems to stay in. Never gets full. The bucket never gets full. Now I've heard doctors describe this in almost exactly the same words. Feels like I'm running on the same spot, not making any progress. I'm working more, but not seeming to get ahead despite working harder. I'm at the top of my career as an NHS consultant and earning more than I ever have. So why doesn't it Look, for some doctors, that eventually leads to a very understandable question. Should I cut down on my work and just go part-time? Should I just stop working extra shifts and any locums or any consultancies or anything like that? Should I stop trying to earn more? Because what's the point if HMRC is just simply going to take more of it? If you already plan to cut down on work to have more time to spend with yourself, your pursuits, and your family, that's totally fine, but it should be an intentional move. If you want to go through the full ABCDE tax x-ray with me and a handful of doctors and to actually walk through what you might be missing, I'm running the Doctors Tax X-ray Workshop. Link is in the description and pinned comments. Now, this is a structured workshop session, not a webinar. We'll go through the ABCDE tax x-ray framework step by step, and you'll understand how to apply it to your own situation.
