
In this short, informal YouTube monologue, Nick Kugelman (Speaker A) ranks nine common activities by how likely they are to cause financial loss, assigning each a score from 1 to 10 and offering a terse, opinionated comment. The list includes dropshipping (8), divorce (10), buying NFTs (5), hiring a coach (3), real estate (4), gambling (10), day‑trading (6), running a restaurant (9), and getting involved in lawsuits (8). Kugelman’s tone is conversational and blunt, emphasizing that most people who pursue these paths end up losing money, especially in high‑scoring categories like divorce, gambling, and lawsuits. The video’s purpose is to warn viewers, in a humorous‑ish way, about financially risky pursuits and to provide a quick‑reference ranking of “worst‑case” money‑losing activities.










