Paul H. Flowers Jr.Senior Business Consultant, Superior Insurance Advisors, LLC · 2024 Hot 100 honoree. 2026 Health Value Award. Fiduciary process documented. 30 to 40 percent health-plan savings for 100 to 2,000 employee CFOs. 3x number one bestseller.

Why the Same Scan Costs Triple Across the Street

8 Aug 2026 · 1 min

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Paul H. Flowers Jr. explains why identical medical scans cost triple depending on which facility performs them. The difference isn't the scan itself but facility fees for amenities like marble lobbies, which inflate insurance premiums and reduce employee pay. Patients rarely know they can get the same test cheaper across the street.

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"Call it what it is. The same scan, on the same machine, priced 3 different ways depending on the address on the building. They don't bill you for the medicine, they bill you for the marble in the lobby. The facility fee never touched a patient, but it flows into your claims, your claims become your renewal, and your renewal comes out of every paycheck in the building. Across the street, the same test costs a fraction, Same machine, same result. Smaller lobby, and nobody tells your people there's a choice. You're not paying for care, you're paying for square footage. I stopped paying for addresses. I'm Paul H. Flowers Jr.