Penny KiddMoney Life Coach, Pennywise Coaching · Changing Financial Lives So You Can Keep More Money & Stress Less | Speaker | Author | Financial Coach

Car costs are more than the payment! #budgetingtips #carmaintenance #moneymanagement

10 Oct 2025 · 0 min

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When you budget for a car, don't forget maintenance. Oil changes and repairs add up fast. Divide your annual car costs by 12 months, or just pad your monthly budget to cover the surprises.

Otherwise, guys, I'm dropping a truck off to get the oil changed and my car next week. Are you remembering to put irregular maintenance expenses into your spending plan? I find it easier to just either tally up what you figure you'll need for the whole year and divide it by 12 or however many paychecks you have, or at least pad your monthly so it's not just gas because there's always those irregular expenses. Don't forget those. Be wise.