Penny KiddMoney Life Coach, Pennywise Coaching · Changing Financial Lives So You Can Keep More Money & Stress Less | Speaker | Author | Financial Coach

Don’t forget the pet category in your spending plan! #budgeting #pennywisecoaching #moneytips #pets

26 Aug 2025 · 1 min

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Penny Kidd breaks down the real costs of pet ownership using her dog Sadie as an example. Vet bills, food, daycare, and dental cleanings add up fast, with a single cleaning running up to $1,000. She recommends adding a dedicated pet line to your budget to cover both regular and surprise expenses.

Chapters

Do you have pets? I have one right here. This is Sadie, and it reminds me how expensive pets can be. I hope that you're putting a category in your line item to deal with pets. And, uh, if yours is as cute as mine and but is arnry, you're gonna have some added expenses. Like, we have a teeth cleaning coming up this summer that one bid was over or close to $1,000. Now luckily we shopped around and I think it's going to be more like $500, but just the regular heart worm and vet bills and food and dog daycare and boarding. All those things add up. So if you've got a pet, remember to budget for them as well. Be wise.