Ask Renee: What are the More Common Inspection Concerns in the Sunshine State?

In this vlog, Renee Hahn warns Florida home‑buyers never to waive a home inspection and walks through the inspection items that are especially common in the Sunshine State. She begins by noting Florida’s unique climate and hurricane exposure, then details ten major inspection focus areas: roof damage from storms, mold and mildew due to humidity, termite and pest infestations (including in concrete block homes), foundation settling in sandy soils, HVAC/AC performance, pool and deck condition, plumbing and drainage, outdated electrical systems, hurricane‑protection features (wind‑mitigation certificates, shutters, impact‑resistant windows), and pool‑safety requirements (fencing, alarms). She also mentions two frequent minor issues—failed GFCIs and broken window balancers. Renee stresses the value of a comprehensive inspection package (standard, wind‑mitigation, 4‑point, air‑quality, radon, and specialty inspections such as pool, roof, septic, or well) and cautions that the upfront cost saves money and stress later. She offers to recommend qualified inspectors and closes with an encouragement to protect the Florida dream home through thorough inspections.
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¡Hola! Today's focus is going to be on home inspections and more specifically navigating home inspection issues that may arise in the Sunshine State. So we're going to talk about some common concerns in Florida if you are buying a home for the first time, or maybe you've bought bought one before, but you've never really considered it. So, you know, obviously buying a home in Florida, we're the land of beaches, balmy weather, it's a dream for many. However, before you settle into your new abode, a critical step in the home buying process is the home inspection. In fact, I tell my buyers I would strongly discourage ever waiving a home inspection, and this was even during the big bidding war that I felt very strongly about it. I'll tell you a story over a glass of wine sometime about my own personal experience when I waived the home inspection and how much I regretted it. And I'm, I'm informed, I'm knowledgeable, I do this stuff. Florida's unique climate and geography can give rise to some specific issues that homeowners should be aware of. So if you're coming from outside the area, you may find some things that are unique to Florida, in particular Southwest Florida. So in this vlog, we'll explore some of the most common home inspection issues that you might encounter when you're purchasing a property in the Sunshine State. We're going to start with roof damage. Florida is no stranger to severe weather, including hurricanes and heavy winds. We had Irma, which was very much a windstorm. We had Ian later that affected less people, and it was more of a surge and a water storm. Um, but as a result of hurricanes and heavy rains, one of the most common issues found during a home inspection in state is roof damage. Inspection— inspectors, rather, will often look for missing or damaged shingles, signs of leaks, and do a general look at the overall condition of the roof structure. Second area that may be unique or more prominent in Florida is mold and mildew. The state's humid climate makes Florida homes susceptible to mold and mildew growth. Inspectors will often check for signs of moisture intrusion, especially in areas like bathrooms, kitchens, to ensure there's no hidden mold problem. And one of the tests that you can get in your inspection is called an air quality test. So they're always going to do a visual. If they see signs of visual mold, they're going to call that out. But there's sometimes mold that exists that you can't see with the eye because maybe it's sitting behind drywall or something, and an air quality test will pick that up. The third area: termites and pest infestations. Florida is notorious for its termite and pest problems. Termites in particular can cause significant structural damage, and inspectors will closely examine the property for signs of infestation and damage. One of the, um, myths is that we have concrete block homes and therefore you cannot get termites. That's not true. I've seen termites in concrete block homes. Now, a lot of homeowners are diligent and they do termite prevention treatments, but even in rare cases that may not always be enough. The fourth area is foundation issues. Florida's sandy soil can lead to settling foundation problems, so home inspectors will assess and make sure the foundation looks good and that there's not more than what we call cosmetic cracks, shifts, or any other signs of instability. And one thing to note, sometimes people will see— because up north in wood and you have wood siding or you might have other types of siding, you don't see cracks. Stucco cracks— it doesn't mean that they're structural issues, but you'll see minor cracks. When those cracks get to be too wide or too prominent, then it may be a bigger issue. Number 5: HVAC, AC systems. With the state's hot and humid climate, air conditioning is a must. Not only does it keep the properties cool, but it keeps the moisture down. So inspectors will check the HVAC system, make sure it's functioning properly. They'll look for signs of wear and tear, as well as ensuring that there's proper insulation to keep the property cool. Number 6— I can count— pool and deck concerns. Pools and outdoor living spaces are very popular here. You're gonna see a number of single-family homes that have their own pool pools. It's very common, but pools can come with their share of issues. Inspectors will examine to make the pool— make sure the pool equipment looks good, that the decks look good, that the enclosures, if there's a cage on it, look good, and that they're up to code. Number 7: plumbing and drainage. Flooding can be a problem in Florida, so inspectors will also scrutinize the plumbing system, check for any drainage issues that could lead to water damage. Now the older a home is and the older the plumbing, and, and candidly any other type of system for that matter, is you should scrutinize even more closely. But they're going to spend time looking at plumbing and drainage. Number 8, electrical system. Particularly with older homes in Florida, they may have outdated electrical systems that are not, not up to current safety standards. So the inspector will go in and assess the electrical the system's condition and whether it poses any safety risk. Number 9, hurricane protection. One of the things that you can do is get a wind mitigation certificate. This is the documentation that tells your insurance carrier all of the protection you have from wind. So Florida's exposure to hurricanes means that homes often require hurricane, um, protection features like shutters or impact-resistant windows, doors, and the inspector's going to verify the presence and functionality of these protective measures. Number 10, pool safety. So different than pool function, Florida law requires specific safety pools for, for pools such as fencing and/or alarms, and the inspectors are going to identify that these safety measures are in place and functioning. Those are what I would call more major concerns. Some of the ones that come up somewhat frequently, um, and I would say probably at least 80% of the properties that I've been involved in. One is, um, uh, GFCIs. So they do go bad after a while, and so sometimes if they're not tripping, that comes up. And window balancers, particularly when we have these heavy hurricane impact glass, the window balancers go out. And the way you know a window balancer goes out is if you're pushing the window up and it can't stay up on its own. They're relatively easy things to fix, by the way, both are, but they are found somewhat frequently. So Florida's unique climate and geographic location make it a beautiful place to live. I love it here, but it also comes with specific home inspection concerns. So when purchasing a home in the Sunshine State, make sure you're getting a thorough inspection. It's essential to uncover any potential issues and ensure your investment is sound. Obviously, working with an experienced and knowledgeable home inspector can help identify and address these common issues and allow you to enjoy your Florida home when you come to move into it with peace of mind. So remember, comprehensive inspection can save you money and stress. Even though it costs money up front, it can save you that heartache in the long run, ensuring that your Florida dream home remains a sunny paradise for for years to come. The cost of the inspections can vary. I'm always hesitant, given that this video will live on, to give you a quote, but if you get all the inspections, the primary ones are your standard inspection, your wind mitigation, you may have a 4-point that's required by the insurance company, you may have air quality, you may have radon, you may end up with specialized ones. Even though the inspectors cover roofs and pools and all of that, you might want a specific pool inspection by a pool expert if you've got concerns, or a roof inspection by a roof expert. If you are out in the estates, you may have a septic or a well and you want those inspected. So it can be an investment on the front end, but I always say not doing that can cost you a lot more money on the back end because because this is your one time where somebody else is accountable for what things might be wrong. The minute you close, it's over, it's done. Um, so inspections are a great idea, and hopefully this gives you some backdrop onto the more common types of things that we're going to look for that may be different up north than down here when it comes to home inspections. Thanks, and if you ever need a recommendation for a home inspector, I'm happy to provide one.
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