How to spot ATM skimmers by Robert Siciliano, Identity Theft Speaker

26 Sept 2012 · 2 min

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This content was created by Robert Siciliano. This content was uploaded by Robert Siciliano. This is a YouTube clip titled "How to spot ATM skimmers by Robert Siciliano, Identity Theft Speaker" (posted 2012-09-26) containing a brief news/consumer-advice segment (likely from America Now) in which two on-air speakers explain how criminals install skimmers and hidden cameras on ATMs. The segment quotes and cites identity-theft expert Robert Siciliano of IDTheftSecurity.com and gives practical tips—yank and twist extended card readers, jiggle the keypad, check for color mismatches, inspect brochure holders or fake speakers for cameras, cover your hand when entering your PIN, and monitor bank statements. The excerpt ends with a sign-off by Andy Wise.

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All right, just when you thought it was safe to use the ATM again, the crooks have new ways to get your info from your bank card. Here's what you need to look for so you can protect your money.
Skimming is when identity thieves install their own skimmers either inside or around an ATM's card slider. You swipe your card, the skimmer records your card number, and bingo, the thief has your card information. A few years ago, banks tried to beat skimming schemes by designing these extended card readers that don't lay flat. But thieves soon learned how to hijack those too. So Robert Siciliano of IDTheftSecurity.com says before you use an ATM with an extended card reader, give it a quick yank and twist. If it's loose, you just might have a skimmer on your hands. Give the keyboard pad a jiggle too for good measure. Check for color matches. If the color of the plastic around the card reader Does not match the color of the plastic around the rest of the machine? Something might be up. Look for hidden cameras. Siciliano and the Secret Service say thieves install hidden cameras to record people punching in their PIN numbers. They typically install them inside a bank brochure holder or inside a fake speaker mounted right on the machine. Inspect those spots and cover your hand when you're punching in your PIN number. And remember this: smooth equals safe. If your card slides smoothly, you're in the clear. If it jams or rides rough, there just might be a skimmer. Now, to make sure you haven't already been skimmed, keep checking your bank account statements. If the math is fuzzy or some of the withdrawals are a mystery, alert your bank pronto. Andy Wise, America Now.