A recorded call between a buyer named Crystal Payman and a seller of stolen credit card data. Crystal agrees to pay $100 via prepaid card for a stolen Visa, MasterCard, or American Express with a $5,000 limit, delivered by text in 15 minutes. The conversation shows how low-level credit card fraud actually works.
Chapters
Call is now being recorded.
Can I help you?
Yes, I was calling because I was online. Hello?
Yes, can I help you?
Um, is this— is, um, it is because I've seen your number where it says buying credit card numbers.
Is that what you're interested in doing, is buying a credit card number?
Huh?
You are interested in buying a credit card number? Yes. Okay, do you have a PayPal account?
No.
Okay, I have—
but I have to buy some Bitcoin.
How about, uh, do you have a debit card account with the bank? If you give us your debit card number, we can charge your debit card number.
You say we have home Wi-Fi, so give me a second.
Hello? Yeah, do you have a debit card number?
Yes, I have one of those.
Okay, give us your debit card number, we'll charge your bank account.
It's not a bank account, it's a prepaid card. I don't have a bank account, I have a prepaid card, and I had just did some Bitcoins. I had did some Bitcoins because I was trying to find a website online that does the same thing, then I ran across your number.
Okay. Give us your Rod prepaid card number, we'll charge that card.
Okay, hold on one second. And are these— are this— is this a, um, what— and what kind of credit card will it be?
Uh, we have Visa, MasterCard, American Express with $5,000 limits.
Oh, that's not bad, that's not bad. Okay, hold on one moment.
We'll charge your prepaid card $100, okay?
And when would I— and when will I get this, um, credit card number?
We can text it to you.
And you sure it's gonna work?
If it doesn't, we'll give you your money back.
Okay, then I'll do it. And the number is 4039 Yeah, 9598.
Yep.
2276. Yeah. 3771.
Yep. And expiration date? 02/22. Is there a CVV code?
837.
Okay. And what's your mobile phone text you the card number.
My mobile number is 678-499-9950.
And, uh, name as it appears on the card?
Crystal.
Yep.
Payman.
All right, great. Uh, you have an email address?
Pop.
Do you have an email address?
I don't have email, no.
Okay, all right, just wait for the text. We'll let you know.
Huh?
I said just to wait for the text. We'll let you know.
How long is it? How long do I have to wait on the tape?
