Annuities Change Social Security Tax Planning
15 Oct 2026 · 0 min
0:21
In this brief video, the speaker outlines four critical figures that should be evaluated before purchasing an annuity to ensure proper Social Security tax planning. The key points are: (1) the annual annuity payment—illustrated with a $30,000 example that does not trigger the Social Security earnings test; (2) the taxable portion of the annuity; (3) any other sources of income; and (4) the amount of Social Security benefits. The speaker stresses that all four numbers must be examined together to determine whether the annuity will affect Social Security taxation and advises viewers to verify each income figure before finalizing an annuity contract.
