Most PhD programs waive tuition and offer around $24,000 yearly stipends, but that money often doesn't cover rent, food, and other basics. The financial support helps, but you need to honestly assess your cost of living before committing.
Now, there are benefits to getting a Ph.D., both monetary and otherwise. There are programs where you can get tuition reduction or maybe even tuition-free school. That's great. It can reduce the dollars, maybe not some of those other costs. And there are programs that will give you a stipend to live on, but that $24,000 a year stipend may not go a long ways towards feeding your dog or paying rent or buying food or living to the lifestyle you were accustomed to, so be aware that even even though they may give you a, hey, you have free tuition and we're going to give you a stipend, it's not like you're going to be living like you were before you went into the program. Drop the word "help" in the comments and I'll send you the link to our free dissertation help community.
