On the Street With Quility Episode 3 - Living Benefits

We are out here on the streets today of Asheville, North Carolina to ask people all things. Life and life insurance. While the digital way to secure life insurance is new, the need for it is not. Let's see if strangers agree and see just how much they know about life insurance. So when you hear the words.

Life insurance, what comes to mind? When I hear the word insurance, it's just in case something happens, you know, you never know what's going to happen.

Insurance to help your family when you're gone. Death. Dead.

Chipper subjects, Right. Are you familiar with the term living benefits?

Sort of.

Some policies also have living benefits, return of premium. So you pay the premium and then if you, let's say I get 30 years of coverage. If I outlive that, then I can get the premium back.

Right.

On some policies, you can even get a large payment for prolonged illness or disability.

Which is huge. You know, you get to a point and you never know. So that would be really reassuring for less than a couple coffees. Here.

At Quility, we're trying to make the topic of life insurance less prickly and we're trying to make the hard topics easier to talk about.