Most people buy insurance once and forget about it, but life changes like a new baby, mortgage, or job shift your needs. A quick 20-minute review can tell you if your coverage still fits. If it's been years since you checked, it's time.
A lot of people buy coverage once and never think about it again. That's usually a mistake, not because the coverage was wrong, but because life didn't stay the same. A new baby changes what your family needs. A new mortgage changes it. A new job with different benefits changes it too. None of that means starting over from scratch. It usually means a short conversation to check whether what you have still fits what your life actually looks like now. If it's been a few years since you looked at your coverage, or since one of those changes happened, that's worth 20 minutes. Comment review, and let's take a look together.
