Money trapped in you home is lazy money
25 Feb 2026 · 1 min
0:34
Home equity is lazy money because it only offsets your mortgage interest. With Australian rates at 5.5-6%, you're losing the chance to invest that equity somewhere it earns more.
Home equity is lazy money because it only offsets your mortgage interest. With Australian rates at 5.5-6%, you're losing the chance to invest that equity somewhere it earns more.
Money trapped in a home is lazy money. It's lazy money. Yeah. Because when money is trapped in a home, all you are saving is the cost of interest. So if the interest rate is, you know, in Australia it's about 5.5% to 6-odd percent at this point in time. So you are saving the cost of the interest. Now there is, if you can take that equity out and go and do something else with it that can earn more for you than your 6%, Then there's a massive opportunity cost for not having that equity activated and working.
