Schools don't teach money management because banks and superannuation funds profit from your ignorance. Financial intelligence means understanding who benefits from the system and deciding whether to play by its rules or build wealth outside them.
13 years of school, not one lesson on how your money actually works. That right there is not an oversight. You've probably assumed financial literacy just wasn't prioritized. A busy curriculum, other things you gotta learn. You believe if someone had thought to include it, it would actually be there. If you truly follow the incentives, the banks need borrowers. The super funds need compulsory contributions from people who don't ask any questions. Both run better when you don't fully understand An educated wealth builder, they're the ones that ask inconvenient questions. They build outside of the system, creates wealth that doesn't depend on the rules staying exactly the same. That person right there is a lot harder to manage. They didn't teach you. They taught you to comply and then they called it an education. Financial intelligence, it's not academic. It's the ability to look at a system, understand who benefits from your participation, and then decide whether to keep playing on their terms or whether to play on your own terms. Or whether you're going to build something of your own. They didn't forget to teach you about money. They just didn't need you to know.
