Seller financing lets you skip the bank and negotiate directly with the seller as your lender. You can offer above asking price with a 0% interest rate, making your bid unbeatable against traditional mortgage offers.
If you're wanting to buy a house this year, but you don't want to pay a 5 or 6% interest rate, here's how you can get a 0% interest rate and still be the most competitive offer for your dream home. You need to use a tool called seller finance. This is where the seller of a home gives you a loan rather than the bank. I'm currently using this strategy to make offers on homes hundreds of thousands of dollars over the listing price. I know this probably sounds confusing, but I made a full video on this. So if you want to learn more, go find the video on my YouTube channel about Seller financing.
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