Medicaid wants the house

2 Jul 2026 · 1 min

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0:43

In this short YouTube video, Jerry Taylor recounts his mother's three‑year stay in a Medicaid‑funded nursing home. After her death, the state placed an $180,000 lien on the family home—valued at $250,000—under Medicaid estate recovery, forcing the siblings to sell the house to satisfy the bill. Taylor emphasizes that Medicaid agencies do not disclose this recovery policy when approving benefits, leaving heirs unaware until after the beneficiary’s death. He warns viewers that every state practices this recovery and suggests that with proper advanced planning, such as using a trust, the lien can often be avoided. He ends by inviting viewers to follow him for more information.

Chapters

Mom spent 3 years in a nursing home with Medicaid paying her bill. And when she died, her kids inherited her house. Then a few weeks later, the state sent a bill for $180,000. It's called Medicaid estate recovery, and every state does it. Medicaid paid for mom's care. Now they want it back, and they're taking the house to get it. The kids thought they were inheriting a $250,000 home, but what they were inheriting was a lien. And they had to sell the house to pay off the government. Medicaid does not tell you this when they approve the coverage. They just wait until mom dies and then they send the bill. With a little advanced planning, there is a way to avoid this. It involves a trust. Follow me for more.