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In this YouTube short, two speakers discuss how many Americans use credit or debit cards to pay for groceries. Speaker B asks what percentage of U.S. shoppers put their grocery bill on a credit card. Speaker A estimates roughly 25‑30% or more, noting that many people choose cards to earn miles, cash‑back, or other rewards. The conversation also touches on the recent appearance of buy‑now‑pay‑later (BNPL) options at grocery stores, which Speaker A describes as a problem and a pain point for shoppers.










