Ben SimpsonNavigating the world of crypto with confidence & expertise | Founder & CEO of Collective Shift

This is why holding cash can quietly hurt your future...

Name: This is why holding cash can quietly hurt your future...
Uploaded: 2025-12-15T09:26:39+00:00
Duration: 56 s
Channel: Ben Simpson
Description: Ben Simpson (creator/speaker) warns viewers that inflation acts as a "silent tax" on cash savings and gives numeric examples to illustrate…

15 Dec 2025 · 1 min

Watch on YouTube

0:56

Ben Simpson (creator/speaker) warns viewers that inflation acts as a "silent tax" on cash savings and gives numeric examples to illustrate purchasing-power erosion. He cites an average inflation rate of 3% per year and claims that $100,000 in cash would lose about $26,000 of purchasing power over 10 years; he also suggests you could be "losing close to $50,000" over 10 years by holding cash. He proposes Bitcoin as his preferred hedge against inflation, arguing it has limited supply, no dilution, and is "mathematically coded" into the blockchain.

Questions this video answers

3% per year.

About $26,000 less (speaker's claim).

Chapters

This is the silent tax that no one tells you about. It's inflation. On average, 3% every year means that if you have $100,000 of cash in your bank right now, in 10 years time it's going to be worth $26,000 less in what you can able to buy. As of right now, no one tells you about this. On top of that, you pay tax. You're trying to get ahead in your job. But really, 3% is very, very low. If you look at any other asset or even going to the grocery store, the prices are far higher than that. So in fact, you're probably losing close to $50,000 over the next 10 years by having in cash. You have to look at the opportunity cost of holding cash in your bank. The escape of that or the alternative is bitcoin. For me, Bitcoin is the best hedge against inflation. It's got a limited supply, it's got no dilution, and it's a hedge in digital gold against the debasement of currency. Why does this happen? Because the government prints more cash. With bitcoin, there's a limited source, there's a limited amount that will ever be created, and it's mathematically coded into the blockchain. And that is why bitcoin will continue to go up or your cash continues to erode.