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Someone explains a $4,300 budget surplus that has to be spent today or it disappears from next year's budget. The catch: use it or lose it, explained in the simplest possible terms.

Someone explains a $4,300 budget surplus that has to be spent today or it disappears from next year's budget. The catch: use it or lose it, explained in the simplest possible terms.
Why don't you explain this to me like I am an 8-year-old?
Surplus of $4,300.
Mm-hmm. Okay.
We have to spend that by the end of the day or it will be deducted from next year's budget.
Why don't you explain this to me like I'm 5? Okay. Break it down in terms of— I'm— okay. I think I'm getting you.