Can you take cash out of a pension before retirement? YES.

Name: Can you take cash out of a pension before retirement? YES.
Uploaded: 2025-08-23T13:30:37Z
Duration: 35 s
Channel: Chris Larsen
Description: A short YouTube video by Chris Larsen explaining that some pension plans allow lump-sum cash-outs before retirement. The speaker gives a concrete client…

23 Aug 2025 · 1 min

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0:35

A short YouTube video by Chris Larsen explaining that some pension plans allow lump-sum cash-outs before retirement. The speaker gives a concrete client example: an executive five years from retirement accessed over $1,000,000 from his pension (not a 401(k)), converted it to a lump-sum IRA rollover via his spouse, and then began executing Roth conversions from those funds. The video focuses on practical strategies for extracting pension funds and converting them to Roth accounts.

But somebody asked, can you get cash out of a pension? And so we one where not every plan, but some plans allow lump sum quadros. So we did one, an executive at this national company, he was still five years away from his retirement, and so we were able to go and take over a million dollars out of his pension, not his 401k out of his pension, let his wife convert that to a lump sum IRA rollover, and then start doing the Roth conversions, literally from his pension. Wow.