The Investment Optimizer vs. Savings Account with CV-LOC

Name: The Investment Optimizer vs. Savings Account with CV-LOC
Uploaded: 2022-06-23T13:00:17Z
Duration: 42 s
Channel: Chris Larsen
Description: YouTube video by Chris Larsen comparing using an investment optimizer plus a cash-value line-of-credit (CV-LOC) versus a traditional savings-account…

23 Jun 2022 · 1 min

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0:42

YouTube video by Chris Larsen comparing using an investment optimizer plus a cash-value line-of-credit (CV-LOC) versus a traditional savings-account approach and a regular loan. The speaker explains that routing money through the investment optimizer plus CV-LOC produced a net difference of $3.1 million versus the savings-account route, and that the optimizer layer alone added about $1.1 million of benefit (speaker first misspoke as $2.1M). The regular loan alternative produced just over $2.0 million in net benefit in the speaker’s example.

Questions this video answers

Approximately $1.1 million (speaker initially said $2.1M, then corrected to $1.1M).

$3.1 million net difference.

A little over $2.0 million (described as "just about a little over 2 million").

But so if we go back to the person A versus person B, Right. So person A was just using the savings account. Person B flowed their money through the investment optimizer. By just adding an additional layer of efficiency, lower interest rates, we were able to generate an additional $2.1 million. Excuse me, $1.1 million of benefit on top of that we already had. So if you're watching this on YouTube, you'll see that we have a net difference by flowing money through the investment optimizer and then putting a cash value line of credit on that of 3.1 million. Where in the other. In just using the regular loan from a, from an insurance company, it was just about a little over 2 million. So just a layer of efficiency.