Think you don’t need whole life insurance? 🤔

You know, financial advisor will say, oh, you don't need permanent life insurance, you don't need whole life insurance. Like term is just fine because you're not going to need life insurance when you're 65 and you have enough assets. I said, so let me get this right. Your, your plan is for your client to build up enough assets, cancel their life insurance essentially, and then spend down their assets until they die. They're like, yeah, that's a very short lived type of scenario. You can do both. Like, Warren Buffett has built all this wealth. He gives some of it to his, his children, he gives a lot of it away, he teaches them those values. But I think that's a very, I don't know if selfish is the right way, but it's a very short sighted way that gives up a lot of the utility of the wealth that we built. And if we just restructure things, we can have, as you said in the beginning, so much more of an impact not only during our lives, but during the lives of our future generations.