Health Insurance: Is Your Plan Working For You?

In this video, Chrissy Myers addresses the growing challenge of rising healthcare costs for businesses and the resulting strain on profitability. She acknowledges that many leaders feel the pressure of balancing employee health benefits with financial sustainability. Myers argues that the traditional group health plan, long‑standing as the default, is no longer the only viable option. She introduces alternative approaches—Individual Coverage Retirement Accounts (ICRAs), defined contribution health models, and voluntary benefits—as ways for employers to support employee healthcare while controlling expenses and improving the bottom line. The overall message is that businesses have multiple pathways to maintain employee care without compromising financial health.










