Small Teams, Big Benefits: Yes, You Can Afford It #SmallBusinessBenefits #HRTruth

10 Feb 2026 · 0 min

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0:28

In this brief segment, the speaker challenges the common belief that only large companies can provide attractive employee benefits. He explains that even businesses with as few as three to ten employees can assemble competitive, cost‑effective benefit packages. Options highlighted include low‑deductible plans, high‑deductible plans paired with Health Savings Accounts (HSAs), as well as supplemental coverage such as dental, vision, and disability insurance. The overall message is that small employers can offer “killer” benefits without breaking the budget.

The idea that only big business can offer great benefits. So what's the real story there? We've helped employers that have 3, 5 under 10 employees put together killer benefit packages where they've got low deductibles, co pays or even high deductibles with health savings accounts with dental, vision, you can get disability plans. You can put together a nice package for your employees that's cost effective. Yeah.