Preventive care is free, but where you get it and how you use your benefits affects what your employer pays for insurance. Your choices ripple through renewal rates and premiums for everyone at your company.
As an employee, I don't pay anything. It's considered preventative care. But where I go could cost the insurance company more.
Ah, and if it costs the insurance company more when they're looking at renewal— Exactly. —your ratings can go up. Right. So being a good healthcare consumer as an employee is important also in keeping the cost down, not just to you as the employee and your contribution, but also to the employer. And good broker education around how to navigate those benefits and teaching them the right way to use them.
Right.
