YouTube video by Chrissy Myers (recorded Oct 4, 2025) discussing how individual healthcare choices affect insurance costs. This transcript snippet records a short exchange where an employee notes preventive care may cost them nothing, and Chrissy and the speaker discuss that such choices can increase costs to the insurance company.
As an employee, I don't pay anything. It's considered preventative care. But where I.
Go could.
Cost the insurance company more.
And if it costs the insurance company more when they're looking at renewal. Exactly. Your ratings can go up. Right. So being a good health care consumer as an employee is important also in keeping the cost down, not just to you as the employee and your contribution, but also to the employer and good broker education around how to navigate those benefits and teaching them the right way to use them right.
