If you need more Money, spend it.
In this monologue, the speaker argues that many Canadians feel stressed despite material upgrades because they chase large, distant goals—like buying a bigger house or a nicer car—while postponing happiness. The speaker claims that deferring pleasure for future milestones harms well‑being, job performance, and even financial security, as prolonged dissatisfaction can lead to layoffs or missed opportunities. Instead, the speaker advocates embracing small, daily pleasures—such as buying a daily latte, enjoying ice cream, or taking regular family trips. These immediate experiences boost mood, confidence, and health, which in turn improve work performance, attract positive attention from bosses and colleagues, and ultimately lead to raises and more money to fund further enjoyable experiences. The overall message is that frequent, modest spending on personal joy creates a virtuous cycle of wellbeing and financial growth.
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Ask yourself 3 questions:1. At what age you want to retire? 2. how much money do you need ?
